Payments

Get borderless payments

Everything you & your customers’ need to do business, via our
intuitive platform. Saving you time & energy to spend elsewhere

A Single Centralised Hub

for all your payment and receipt methods, globally.

Comprehensive

Aggregated financial products from 10+ tier-one banking providers.

Compliant

Compliant by design, licensed & secured to meet industry leading standards.

Secure

Backed by innovative KYC, AML screening & identity verification processes.

Seamless Global Payments

via worldwide banking rails SH Financial provides global payment solutions utilising a reliable network of worldwide banking rails, offering comprehensive support for corporate clients. Our platform enables fast and secure cross-border payments in multiple currencies through SEPA, SWIFT, and local payouts. Whether you’re a fintech, crypto business, or multinational corporation, our services ensure seamless transactions with real-time settlements, transparent fees, and competitive FX rates.

Empowering Global Growth with Seamless Banking Solutions.

Leveraging our global banking network, SH Financial empowers businesses to access new markets, manage liquidity efficiently, and simplify international transfers. By integrating easily into your existing systems, we minimise the challenges and costs of traditional banking, ensuring smooth local payouts and cross-border transfers.

Why Choose Us?

Choose SH Financial for secure, scalable, and cost-effective global payment services, including FX, SEPA, and SWIFT options. Simplify your international payments, enhance cash flow, and reduce costs with our trusted, comprehensive payment infrastructure.

Intuitive financial tools at your fingertips

Still using multiple accounts & logins for all your business payment functions? Open an account today & streamline corporate banking functions with one easy platform.

Single Euro Payments Area

SEPA, the Single Euro Payments Area, streamlines euro transactions across Europe by enabling seamless and standardised payments. As a direct member of the European Payments Council, SH Financial is committed to providing efficient, secure, and compliant euro payment solutions for businesses transacting in the SEPA region.

What is SEPA

Transact in

Pay & get paid in 15 of the world’s leading currencies & transactional FX.

See all currencies

SWIFT

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global network enabling secure and standardised communication for financial transactions. It supports international payments, trade finance, and treasury operations, connecting over 11,000 institutions in 200+ countries. Through SH Financial’s network, clients gain access to SWIFT’s capabilities, ensuring seamless, secure, and efficient cross-border payment solutions.

What is Swift?

Our Partners

A comprehensive suite of tools & features

Local Payments

Pay & get paid within borders by a secure local network.

Transparent Fees

Nothing is hidden. All our fees are communicated properly.

Transactional Fx

With no hidden fees, get the best rates with built-in FX conversion.

Multi-currency

Multi-currency wallets with 30+ major global currencies available. More currencies coming soon.

IBANs

Localised IBANs & vIBANs issued from DK, DE, UK, PL & LX. Euro IBANs with SEPA access from LT.

vIBANs

Multiple unique vIBANS that all send payments into the same pooled account.

SWIFT Payments

Access to secure, traceable cross-border payments via the SWIFT network.

Cross-Border

Simple & frictionless payments across global & regional borders.

Fair FX Rates

Exchange rates are refreshed every 24h to avoid mid-transaction surprises.

Cloud-Native

Compliant by design, licensed & secured to meet industry leading standards.

Move Money

Move money between accounts & wallets without friction.

Transaction History

Move money between accounts & wallets without friction.

API Agnostic

Our APIs are open & easy to work with. Just like us.

Secure

Money is held behind multiple layers of security.

Verification

KYC & AML screening for security & compliance.

Earn More

with fair, transparent pricing

Doing business on a global scale
shouldn’t come with extra costs.